Privacy Policy
Last updated: Apr 13, 2026 3:34 PM
We value your privacy very highly. Please read this Privacy Policy carefully before using the refugefunding.com website (the “Website”) operated by Rumer Consulting LLC doing business as Refuge Funding, a Limited Liability Company formed in Texas, United States (“us, we, our”) as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.
Your access to or use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including but not limited to visitors, users and others, who wish to access or use the Website.
By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of this Privacy Policy, you do not have our permission to access or use the Website.
What information we collect and store
We collect and store any and all information that you enter on this Website. We collect and store the following information about you:
Identifying information - Name
Specific piece of information: Name
How we use this information
- Booking and managing calendar appointments
- Enforcing our Terms of Service
- Marketing and advertising
- Performing services
- Providing customer service
- Resolving disputes
- Responding to consumer messages
Identifying information - Postal / Shipping address
Specific piece of information: Postal / Shipping address
How we use this information
- Enforcing our Terms of Service
- Marketing and advertising
- Performing services
- Providing customer service
- Resolving disputes
- Responding to consumer messages
Identifying information - Phone number
Specific piece of information: Phone number
How we use this information
- Booking and managing calendar appointments
- Enforcing our Terms of Service
- Marketing and advertising
- Performing services
- Providing customer service
- Resolving disputes
- Responding to consumer messages
- Sending SMS messages
Identifying information - IP address
Specific piece of information: IP address
How we use this information
- Analytics
- Booking and managing calendar appointments
- Detecting security incidents
- Enforcing our Terms of Service
- Marketing and advertising
- Performing services
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Providing customer service
- Resolving disputes
- Responding to consumer messages
Identifying information - Email address
Specific piece of information: Email address
How we use this information
- Booking and managing calendar appointments
- Enforcing our Terms of Service
- Marketing and advertising
- Performing services
- Providing customer service
- Resolving disputes
- Responding to consumer messages
Identifying information - Device identifier
Specific piece of information: Device identifier
How we use this information
- Analytics
- Booking and managing calendar appointments
- Detecting security incidents
- Enforcing our Terms of Service
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Resolving disputes
Identifying information - Online identifier
Specific piece of information: Online identifier
How we use this information
- Analytics
- Booking and managing calendar appointments
- Detecting security incidents
- Enforcing our Terms of Service
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Resolving disputes
Internet or other electronic activity - Browsing history
Specific piece of information: Browsing history
How we use this information
- Detecting security incidents
- Enforcing our Terms of Service
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Resolving disputes
Internet or other electronic activity - Search history
Specific piece of information: Search history
How we use this information
- Detecting security incidents
- Enforcing our Terms of Service
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Resolving disputes
Internet or other electronic activity - Information regarding your interaction with our website or application
Specific piece of information: Information regarding your interaction with our website or application
How we use this information
- Analytics
- Detecting security incidents
- Enforcing our Terms of Service
- Protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for such activities
- Resolving disputes
Identifying information - Calendar account information
Specific piece of information: Calendar account information
How we use this information
- Booking and managing calendar appointments
With whom we share your personal information
We share the following personal information with the following categories of third parties:
Identifying information - Name
Specific piece of personal information shared: Name
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Customer management systems
- Data linking platforms
- Email marketing vendors
- Email service providers
- Hosting providers
- Website or application development and design vendors
Identifying information - Postal / Shipping address
Specific piece of personal information shared: Postal / Shipping address
Categories of third parties with whom personal information is/was shared
- Content management systems
- Customer management systems
- Data linking platforms
- Email marketing vendors
- Email service providers
- Hosting providers
- Website or application development and design vendors
Identifying information - Phone number
Specific piece of personal information shared: Phone number
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Customer management systems
- Data linking platforms
- Email marketing vendors
- Email service providers
- Hosting providers
- Website or application development and design vendors
- SMS Campaign Service Providers
Identifying information - IP address
Specific piece of personal information shared: IP address
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Customer management systems
- Data analytics providers
- Data linking platforms
- Email marketing vendors
- Email service providers
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Identifying information - Email address
Specific piece of personal information shared: Email address
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Customer management systems
- Data linking platforms
- Email marketing vendors
- Email service providers
- Hosting providers
- Website or application development and design vendors
Identifying information - Device identifier
Specific piece of personal information shared: Device identifier
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Data analytics providers
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Identifying information - Online identifier
Specific piece of personal information shared: Online identifier
Categories of third parties with whom personal information is/was shared
- Calendar booking vendors
- Content management systems
- Data analytics providers
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Internet or other electronic activity - Browsing history
Specific piece of personal information shared: Browsing history
Categories of third parties with whom personal information is/was shared
- Content management systems
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Internet or other electronic activity - Search history
Specific piece of personal information shared: Search history
Categories of third parties with whom personal information is/was shared
- Content management systems
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Internet or other electronic activity - Information regarding your interaction with our website or application
Specific piece of personal information shared: Information regarding your interaction with our website or application
Categories of third parties with whom personal information is/was shared
- Content management systems
- Data analytics providers
- Hosting providers
- Security services vendors
- Spam prevention vendors
- Website or application development and design vendors
Identifying information - Calendar account information
Specific piece of personal information shared: Calendar account information
Categories of third parties with whom personal information is/was share
- Calendar booking vendors
- Content management systems
- Hosting providers
- Website or application development and design vendors
We will not share your actual consent to receiving SMS messaging with any third parties or affiliates. This means that when you consent to receiving SMS messages from us, this will not automatically opt you into receiving SMS messaging from any other company.
SMS messaging
We will only send you SMS messages if you consent to us doing so. We obtain SMS consent via opt-in messages when you subscribe to receive text messages. If you opt in, we will send you conversational and informational messages and may occasionally include promotional messages. This campaign sends transactional SMS messages such as appointment confirmations, appointment reminders, and follow-up notifications. Messages are sent only to individuals who have requested information or services through the website or by phone and have explicitly consented to receive SMS communications from Refuge Funding.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors for service delivery purposes, such as our SMS provider Twilio, is permitted. SMS opt-in data and consent will not be shared with any third parties.
Example message: Hi Joe, this is John from Refuge Funding. Your appointment is confirmed for February 10 at 10:00 AM. Please reply or call us at 817-616-6556 if you need to reschedule. Reply STOP to unsubscribe.
Messages will originate from Refuge Funding’s registered business number(s). Message frequency varies. Message and data rates may apply. Carriers are not liable for undelivered or delayed messages.
You may opt out of SMS messages at any time by texting “Stop or Unsubscribe”. You may also opt out by emailing us at rick@refugefunding.com. If you text us “Stop or Unsubscribe” you will receive the following confirmation message: You have successfully been unsubscribed. You will not receive any more messages from this number.
Reply START to resubscribe. If you need assistance with SMS messaging you can obtain that assistance by texting “help”.
Sale of your information
We do not sell your personal information.
Please see the “Your Rights” section below for more information about exercising your privacy rights regarding sales of your personal information.
Cookies
A cookie is a small piece of data sent from a website and stored on your device by your browser. This Website sets cookies and may use cookies for reasons including, but not limited to:
- Analyzing our Website traffic;
- Analyzing your interactions with advertisements;
- Identifying whether you are signed in to the Website;
- Testing content on the Website;
- Storing information about your preferences;
- Recognizing when you return to the Website.
Most web browsers automatically accept cookies. However, you can modify your browser settings to decline cookies, if you prefer. This setting may prevent you from taking full advantage of the Website.
Children's privacy
This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform them that they cannot use this Website.
Analytics programs
This Website uses Google Analytics to collect information about you and your behaviors. If you would like to opt-out of Google Analytics, please visit https://tools.google.com/dlpage/gaoptout/.
Security and spam prevention
This Website uses reCAPTCHA. ReCAPTCHA is a service from Google that helps distinguish between humans and bots, thereby helping prevent spam. reCAPTCHA works by collecting hardware and software information, such as device and application data and the results of integrity checks, sending that data to Google.
We take reasonable steps to protect the personal information we collect from unauthorized access or disclosure. We use reputable third-party platforms to store and process your information and are committed to handling your data responsibly.
The rights of Nevada residents
Residents of Nevada have the following rights with regard to their personal information:
The right to opt out of sales of your personal information.
Applies To
Residents of Nevada
Exercising your rights
Residents of Nevada and Rhode Island may exercise the rights specified above by submitting a consumer request to:
Rick Rumer
rick@refugefunding.com
817.616.6556
We will need to verify your identity prior to effectuating your request and may ask you to provide personal information to do so.
Do Not Track
Do Not Track (“DNT”) is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support DNT. You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.
Questions
If you have any questions about this Privacy Policy, please contact us at rick@refugefunding.com.
Changes to Privacy Policy
We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated Privacy Policy to this website.